Personal finance

Know what returns to include when filing taxes this spring.

Should I file a tax return? Who should and shouldn’t file in 2023

Not everyone is required to file a tax return, but most Americans are and probably will. Of the 176.2 million individuals and married couples who could file taxes in 2020, about 144.5 million of them have filed taxes, according to the nonpartisan Washington Tax Policy think tank. Center. Whether you should file your taxes mainly …

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4 Borrowing Rules Rich People Follow But Others Often Don’t Follow

Image source: Getty Images Could you also benefit from following these rules? Key points Wealthy people borrow money like low-income people do, but they borrow in different ways using debt as a tool to create wealth. They also borrow for different reasons, including to earn rewards on credit cards that end up paying back more …

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Ramit Sethi says this is the ‘beginning of every financial catastrophe’

Image source: Getty Images It’s a decision that rarely ends well. Key points Ramit Sethi’s conversation with a couple showed how trying to keep up with the Joneses leads to financial disaster. This kind of lifestyle craving often results in poor spending choices. Remember that looks don’t tell the whole story and keep your own …

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Got an overpriced new prescription? Here are 5 ways to save money

Image source: Getty Images This new drug costs how much! ? Try that. Key points For many Americans, prescription drugs and other health costs are too high. Using services like GoodRx, switching to generic drugs, and getting a 90-day supply of medications are ways to save money on drug costs. Health care in the United …

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